“Philip was a pleasure to deal with; infinitely patient, crystal clear and knowledgeable. He obviously has a lot of experience and prepared me every step of the way with what to expect and gave me confidence. No question was too small and I trusted him to do what was right for me. He checked what I wanted and guided me through the negotiations with skill and care for my well-being. When I was feeling low he picked me up and helped me see the future. I looked forward to our calls and was very happy with the results he achieved. I would not hesitate to recommend him or use him in the future.”