With final salary pension schemes almost extinct in the private sector and being diminished in the public sector, pension loss for a public sector worker can be a high value part of any successful claim.

The difference between adopting the substantial loss approach (stable, long term employment that has been lost by a worker close to retirement age) and the simplified loss approach can be considerable.

The case of Griffin v Plymouth Hospital NHS Trust makes clear that Tribunals should refer to the Guidance booklet on pension loss in particular in deciding which loss approach is appropriate as the difference can be a five if not six figure sum.